Small request, real options.
$100 – $5,000 · funding varies by lender
256-bit SSL encryption · soft inquiry, won't affect your credit score
CredPenny sends your loan request to a network of lending partners so you can see real offers side by side. Free, no obligation, and checking your options won't affect your credit score.
Three steps, no surprises
Every penny, accounted for.
Send your request
Amount and reason — nothing more up front.
Partners review it
Lending partners in our network check whether they can help.
You see the options
Compare what's offered and decide, with nothing owed either way.
What's included
No hidden steps.
One request, not five
Submit once instead of applying separately with every lender.
No hidden fees to use CredPenny
The service itself is free — any lender fees are disclosed by the lender before you accept.
Soft check to start
Reviewing your options doesn't touch your credit score.
You decide, always
No offer is final until you choose to accept it.
Common questions